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Rewards 660 Visa® Credit Card
% APR*
• This is an unsecured credit card
• $300 starting credit limit*
• $250 of fees will be billed to the card*
• Participation Fee of $10 / month*
• Automatic credit limit increases (optionable)
• Reports to Equifax and TransUnion credit bureaus
• Grace Period 25 days
• Free Online Account Access
*See Card Terms & Conditions
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Orchard Bank Custom Fit Mastercard®
• Application will recommend credit card that best fits your needs
• Application process can be aborted or customized at any time:
Fill out the inquiry form
View the credit cards you're actually pre-qualified for
Read terms & conditions of the credit card you've selected
• Free online account management tools
• Your choice of payment due dates
• Zero Liability Fraud Protection
• Platinum:
0% Intro APR for 6 months on Purchases & Balance Transfers
$0-$72 annual fee
Variable Purchase APR 8.90%-18.90%
$0-$29 setup fee's
• Gold:
$39-$96 annual fee
Variable Purchase APR 8.90%-18.90%
$19-$39 setup fee's
• Secured:
$0-48 annual fee
Variable Purchase APR 8.90%-14.90%
$100-200 minimum deposit
*See Card Terms and Conditions
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Total Visa® Card
•
% APR
• $48 Annual Fee
• One-time: Program Fee $96, Set-up $56
• Participation Fee $8 monthly
• You get the status of a major credit card
• Credit reported to ALL 3 credit bureaus as Unsecured
*See Card Terms & Conditions
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UltraVX Visa® by Metabank
APR:
%
• UltraVX Visa has three different accounts, each with its own balance
• No credit check or Income requirement
• Cash Account: cash loads, Money Transfers, Transfers, Bill Payments
• Secured Account is used to secure the Credit Line
• Credit Account is used for all your purchases (reported line of credit)
• When exceeding Credit Line - automatic Transfer from Cash Account
• Maximum Credit Line is $25000
• UltraVX Visa is a credit card which may build your credit rating
• UltraVX reports to the major credit bureaus each month
• Safeguard credit score:automatically taking payments from CashAccount
• Minimum payment is 4% of the Outstanding Credit Balance
• Load methods: direct deposit, PayXone, Western Union, MoneyGram
• UltraVX offers alerts to help you stay updated on account activity
• Earn CLEAR REWARDS for Airlines, Hotels, and many more |

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First PREMIER Bank MasterCard® or
Visa®
• 9.9% APR* Interest on Purchases
• Account Set-up Fee: $29* (one-time fee)
• Program Fee: $95* (one-time fee)
• Annual Fee: $48*
• Monthly Servicing Fee: $7*
• Grace period on purchases of 25 days
• Initial minimum credit limit will be at least $250*
• Above Fees are billed to card making available credit $71*
• Consideration of a credit limit increase after 6 months
*See terms and conditions
LINK |

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Access Unsecured Visa®
from Plains Commerce Bank
Fixed APR
%
• $48 Annual Fee
• One-time: Program Fee $96, Set-up $56
• Participation Fee $8 monthly
• Reports to All Major Credit Bureaus
• Free 24hour Online Account Access
• 25 day grace period
• Bad Credit? No Credit? Give Access It a Try
• Outstanding Customer Service
*See Card Terms & Conditions
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Continental Finance
Gold MasterCard®
• As Low As 9.75% APR*
• Set-Up Fee: $99 (one-time)
• Participation Fee: $89 (one-time)
• Annual Fee: $27
• Maintenance Fee: $10 monthly
• Grace Period Not less than 25 days from Statement Date*
• Monthly Reporting to Major Credit Bureaus Unsecured Creditline
• FREE Online Access
• Excellent Online Tools for Managing Your Finances
• Semi-Annual Credit Limit Increases
*Approval subject to other criteria
*See terms and conditions
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New Millennium Bank Secured Platinum
Mastercard®
• % or up APR*
• Credit limit of $300 to $5000
• Processing fee $69.95*
• Annual Fee $59*
• NO CREDIT CHECK, We verify only your age, SSN, residence
• Reports to all 3 bureaus
• $100000 travel accident insurance
• Auto rental insurance
• Extended warranty protection
*See terms and conditions
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New Millennium Bank Secured Black Diamond
card
• Annual Percentage Rate 19.5% APR*
• Annual Fee $59*
• Credit limit of $300 to $10000 equal to balance in savings account
• Not considering your credit history
• Verifying only your age, social security number and residence
• Solid credit history on your account
• Ability to request credit line increases at any time with additional deposit
• Grace Period for Purchases None
• Rated 4 stars (Excellent) by Bauer Financial Services
• Deposited funds are FDIC insured
*See terms and conditions
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First PREMIER Bank Secured Visa®/MasterCard®
• Annual Percentage Rate for Purchases 19.9% APR*
• Annual Fee: $69*
• Deposit account at least $200, maximum $5000
• Initial credit limit will be equal to your security deposit
• Consideration of credit limit increase in little as 6 months
• Grace period on purchases 25 days
• Wisconsin residents are not eligible
*See terms and conditions
LINK |

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Horizon Gold Card
• Reported to a major credit bureau as an unsecured credit line
• Unlimited access to your Credit Report
• Membership Fee $14.95 a month
• Initial $500 credit limit
• We will not check your credit report !
• Required to have an active debit or credit card in your name
• $20000 in Identity Theft Protection Insurance |

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USA Platinum
• Instant *Guaranteed Online approval • No Credit Checks • No Interest Charges • Credit line $7500 • Checking or Savings account required • Reporting to a credit bureau a $7500 unsecured credit line *See website for terms and conditions |

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All American Gold • No Credit Check, No Interest Charges • 30 days money back guarantee on membership fee • Credit line $6000 • $149.95 1-time application fee BUT receive a $300 Grocery Gift Card
• Minimum monthly payment required is $25 or 15% • Down payment approximately 20-30% may be required |

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Free Credit Club
• 0% Purchase APR* • $2500 credit limit and no upfront or any fee • At any time pay off full unpaid balance without penalty or costs • NO Credit Check or employment verification • Optional upgrade to $7500 Platinum Credit Line + privileges Credit Manager • Minimum monthly payment is
$25 or 15% of the balance |

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USA Gold • No Credit Checks • Credit line $300 - $5000 • 0% APR unless you're late • Reporting to a
credit bureau • No annual fee • $149.95 1-time application fee BUT receive a $300 Grocery Gift Card
*See website for terms and conditions |

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USA Universal Titanium
• 0% Annual Percentage Rate APR for Purchases
• Reported to a major credit bureau as an unsecured credit line
• Instant *guaranteed online approval
• Membership in the USA Credit Plan is $149.95
• Initial $7500 credit line
• FREE Credit Limit Increase Available after 6 months of $2500
• Optional ELITE Status Membership
• No credit checks or turndowns
• Apply now and get a $50 gift card or prepaid visa |

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Chase Flexible Rewards Student Card
0% Intro APR on all purchases and balance transfers for up to 6 months
• After that % or up APR*
• No Annual Fee
• 1 point per eligible dollar spent in net purchases
• Redeem rewards points at realalers like:best-buy or starbucks
• great cardmember benefits, and establish your credit history
• Grace period at least 20 days |

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Chase +1 SM Student MasterCard®
0% Intro APR on purchases & balance transfers up to 6 months
• Then a
% variable APR
• No Annual Fee
• Earn Karma Points
• 15 Karma Points just by getting approved for a Chase credit card
• Earn more Karma Points at Facebook.com/plus1
• Share points with friends, give points to support causes
• Get the limited edition Facebook t-shirt with 10 Karma Points
• Redeem for music, movies, electronics, & more in the Chase+1 store |

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Fidelity Investments® 529 College Rewards®
American Express® Card from Bank of America
0% Intro APR on balance transfers & cash advance checks for 12 months
• Then and purchases a
% APR*
• Earn 1.5% on net retail purchases charged to the card
• Earned $'s transfer to your Fidelity 529 Plan Account Automatically
• American Express Selects enjoy special online offers
• Card issued by FIA Card Services, N.A
*See terms and conditions |

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Bank of America® Student Platinum Plus Visa
% Variable APR*
• No annual fee
• No cosigner required
• Receive a $25 statement credit after qualifying transactions
• Total Security Protection®
• Card issued by FIA Card Services, NA.
*See terms and conditions |

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Discover® Student Card
- Monogram Collection
0% Interest on Purchases 6 months*
• Then a
% APR*
• No Annual Fee
• Timely E-mail reminders help avoid fees
• 5% Cashback Bonus® in categories that change 4 times a year*
• Up to 1% Cashback Bonus® on all other purchases automatically*
• Up to 20% Cashback Bonus® when you shop online*
• Double rewards with more than 80 Cashback Bonus Partners*
• Customer Service in less than a minute, anytime you want
• Unlimited cash rewards that wont expire
*See terms and conditions
LINK |

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Discover® Open Road SM
Card for Students
• 0% Interest on Purchases 6 months
• Then a
% APR*
• Full 5% Cashback Bonus® on gas and auto maintenance purchases*
• Up to 1% unlimited Cashback Bonus on all other purchases*
• Even double your Cashback Bonus at 80 Cashback Bonus Partners
• Easiest online account management options
• $0 Fraud Liability Guarantee
• No Annual Fee
• Good Credit Required
*See terms and conditions
LINK |

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Discover® Student Tropical Beach Card
• 0% Interest* on Purchases for 6 Months, read TERMS for current
• Thereafter % or up APR*
• No Annual Fee
• 5% Cashback Bonus® in categories that change 4 times a year*
• Up to 1% Cashback Bonus® on all other purchases automatically*
• Grace Period at least 25 days
• $0 Fraud Liability Guarantee |

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Discover® Student Clear Card
• 0% Interest* on Purchases for 6 Months, read TERMS for current
• Thereafter % or up APR*
• No Annual Fee
• 5% Cashback Bonus® in categories that change 4 times a year*
• Double rewards with more than 80 Cashback Bonus Partners*
• Grace period at least 25 days
• $0 Fraud Liability Guarantee |

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Eufora Stored Value MasterCard® Card • Annual fee $29.95 or $59 for Credit Builder • Value Load Fee $1 • Optional Credit Builder +$6/month (credit reporting) • Cash Reward Program • Online Access • Zero Liability • Identity Theft Insurance • Auto Rental Insurance • Up to 200000 Travel Accident Insurance |

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BuyRIGHT Stored Value MasterCard® Card • Monthly Fee $7.95 then free POS • Or no Monthly Fee then $1 POS • One-time activation fee of $29.95 +$20 minimum load • Activation options: CC or Bank Account, Western Union
• Payment option: Money Order, CC or Account, Western Union • Automated Customer Service Fee Free (live $1)
• Free Easiest Online Account Management Options • Direct Deposit Free, ACS & M.O. $1 • Pay Bills Online With Click-n-Pay $1 • Access BuyRIGHT Membership and prepaid card at one location |

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Western Union® Prepaid MasterCard®
• Reload card at any of 47000 participating Western Union locations
• One-time non-refundable Activation $9.95 Fee applied 1st Card load
• You don’t even need a bank account
• Directly deposit paycheck on the card & waive the $4.95 Monthly Fee
• Check card balance online or over the phone
• Nothing to pay until you receive & activate your card
• Free Online Balance Inquiry
• Free Call/Balance Inquiry
• Free Live Customer Service Assistance
• Free Electronic Statement
• Max Balance $2500 (max $950 load/day)
• Card will arrive within 5 to 7 business days of enrollment |

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Wired Plastic Prepaid Visa® Card
• NO Credit Card required even to open account
• FREE=Payroll Direct, Check/MoneyOrder, ACH, PayPal, Online Funds
• $3.95 per month & one-time $9.95 fee to own + initial balance
• Online Account Management
• Earn Wired Points™ Prepaid Airtime Minutes every $1=1second
• Good for Verizon, TracFone, Cingular & AT&T
• Receive 1000 bonus Points when you load & activate your card
• May Review Your Credit History
• May Review ID, SSN, BILL in your name (depending credit history) |

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First Vineyard edition Wired Plastic • First Vineyard does not set a limit or charge a fee for transactions • 1% cash back on your own spending • SSN & bank account/credit card required for initial fee • $6.95 per month and one-time $39.95 fee to own • No credit approval/check required • Recharge it as you see fit with direct deposit, MO, cashiers check ect. |

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Baby
Phat Prepaid Visa® RushCard
• Free to add money: Deposit, Check, MO, Retail Locations
• Free Online Statement
• Free 24x7 customer service
• No Hidden Fees
• Activation Fee $19.95
• Maximum Card Balance $9999
• Non-PIN Transactions $1 ($10 max per month)
• ATM Withdrawal Fee $1.95 ($3.50 outside the U.S.)
• Pay bills quickly from over 20000 electronic billers
• Everyone Approved pending verification of identity
• Refer friends and receive $5 |

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Millennium Advantage Pre-Paid MasterCard®
• One-time acceptance fee $29.95
• Load fee of $1 each time
• Maintenance fee $5.95 per month
• ATM cash transaction fee $1.95
• ATM balance inquiry of $.75
• Call center fee of $1 per minute
• No credit check or income verification required
• No Chexsystem check
• Phone and On-line account access |

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AccountNow™ Prepaid Visa® Card
• Card activation $9.95, Premium $29.95
• Monthly Maintenance $4.95, Premium $9.95
• Deposit Funds (except bank wires) FREE
• FREE paycheck direct deposits
• Signature Purchases FREE
• PIN-Based Purchases $0.50
• International Purchases $1.00
• FREE Online Web Service and Monthly Statement
• FDIC Insured Deposits up to $100000
• Visa Zero Liability for unauthorized use
Premium Plan:
• 1 FREE cash withdrawal per month, then $2
• FREE Credit Builder, reports payment history to PRBC® credit bureau
• Bill Pay Transaction 7 monthly transactions FREE; then $1 each
• Write checks online with FREE bill pay
• Perfect alternative to a checking account |

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All
Access® Prepaid Visa® Card®
• No upfront costs and no minimum balance requirements
• Signature Purchase:$1,PIN:$2
• Monthly Fee:$0-$9.95(at $9.95 unlimited free sig/pin Purchases)
• Shipping & Handling:$9.95
• FREE direct deposit
• Free Account to Account Transfers
• Reload: Direct Deposit, Bank ACH Transfers, Retail Locations, PayPal
• All accounts are FDIC insured up to $100000
• toll free number 24/7 Account Access
• up to 3 Prepaid Debit Cards on your account
• $5 referral bonus
• pay nothing till you receive card!
• Earn 3% on your money |
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